Latest articles from Comment

Chris Skinner

The embedded, invisible, intelligent bank

March 23, 2023

When a bank disappears from sight, can it still exist as a bank? The short answer is yes, in an invisible finance world.

A view of the top of a communications tower from its base, against a blue, clouded sky.

Funding the digital highway’s new phase

February 17, 2023

Rocketing demand for data and further expansion of digital infrastructure will require creative financing solutions in a more challenging environment.

Abstract image of digital charts and documents with an inset portrait of Laura Murray

Electronic Trade Documents Bill to bring global trade into the 21st century

February 2, 2023

Laura Murray, interim head of global trade and receivables finance at HSBC UK, shares her views on the potential impact of the Electronic Trade Documents Bill.

Portrait of Chris Skinner

Banks need to be ready for hybrid money

January 11, 2023

A global network of mobile and internet platforms demands a global currency, but what will this future currency look like?

Portrait of Chris Skinner

Don’t try to be a wolf in sheep’s clothing if you’re not a wolf

December 21, 2022

The take-away lesson from 2022 is that 2023 will offer great opportunities to expand services and grab market share, but only for those who are qualified.

Man using trading app

The human truths jeopardising democratised finance

November 17, 2022

Placing finance in the hands of the people is a noble cause, but there are three inherent human truths that must first be addressed to enable its success.

Portrait of Chris Skinner

Dealing with a recession

November 10, 2022

Many are expecting to see consolidation in the fintech community as a result of the impending global recession and the easy money of recent years drying up. 

Portrait of Chris Skinner

Digital is a mindset, not a project

October 10, 2022

Banks are investing huge sums in innovation; but the issue is not one of budgets — it's about ideas and execution.

Climate policy uncoordination

Lending in a landscape of uncoordinated climate policies

September 23, 2022

With the stringency of climate policy varying from one country to the next, how are banks taking advantage of this lack of coordination?

Portrait of Chris Skinner

Reputation as a currency

September 7, 2022

What will be the currency of the future?

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