Latest articles from Regulation

Two sticky notes, one with LIBOR crossed out, the other with SOFR and a tick.

Libor’s final days

March 15, 2023

The journey to new market reference rates is reaching its destination. While many significant milestones have been hit, there are still some lingering issues to overcome, such as “tough” legacy contracts.

A stack of colourful index cards.

The EU’s Green Deal is an opportunity to improve data governance

March 2, 2023

The initiative will require companies to collect and process personal data in order to report on ESG issues, which presents some challenges but, more importantly, gives organisations an opportunity to embrace digital transformation.

An abstract image of a geometric pebble within a raised circle, with other pebbles surrounding it.

(In)dependent central banks: the law of unintended consequences

February 21, 2023

Despite well-intentioned legal reforms being aimed at ensuring central bank independence, data suggests that they may actually have the opposite effect.

A close-up of brass-coloured scales of justice.

Balancing speed and fairness in regulatory investigations for individuals

February 20, 2023

Now is an opportune time to consider introducing UK regulatory investigation time limits in order to achieve better fairness and proportionality.

The US, UK and EU flags overlaid on one another.

Basel III reforms go-live aimed at 2025

February 16, 2023

The delayed Basel III reforms are poised for progress in 2023, but there are signs of divergence between EU, UK and US implementation.

An extreme close-up of a padlock on top of a credit card

The Quincecare duty: 35 years on, the debate has only just begun

February 3, 2023

The anti-fraud duty has gained recent prominence as upcoming legal challenges threaten to increase banks’ responsibilities in the context of increasingly sophisticated fraud.

A hessian bag with "AML" inscribed on its front, a hand holding a magnifying glass, a model of a bank facade, and coins scattered on a desk.

Five key takeaways from the FCA’s AML crackdown in 2023

January 27, 2023

With AML compliance at the top of the FCA’s enforcement agenda for this year, we highlight important focus points for banks and other regulated firms operating in the UK.

A ball being thrown into a casino roulette wheel

Is the UK gambling on a return to casino capitalism?

January 12, 2023

It is tempting to dismiss the UK government’s plans to scrap banker bonus caps, reintroduce a competitiveness mandate for regulators and to potentially dilute conduct rules to turbo charge the City of London’s growth as a return to casino capitalism. The reality is somewhat more nuanced.

Portrait of Francis Richard Pereira

Stressed gilt market conditions shine spotlight on UK DB pensions

January 11, 2023

The gilt market spiral in September, which created a material risk to UK financial stability, has brought defined benefit pension schemes under greater regulatory scrutiny. 

Inflating Bitcoin balloon

Crypto asset risks and how to manage them

November 11, 2022

The spectacular fall in the value of crypto assets over the past year and November's collapse of crypto exchange FTX has highlighted the pitfalls of investing in this market. Michael Imeson explores how the risks are being managed by different players in the crypto ecosystem.

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